SYMERIS

The regulatory and economic environments put increased pressure on Structure Finance. Within a short time-frame, bankers need to adopt IRBA to decrease capital allocation, and to streamline processes to reduce operationnal risk. And while Basel II focuses on risks, the economic environment will drive efficiency and profitability requirements higher.

To assist bankers with these new challenges, Symeris has developped SAFRAM, a credit and portfolio management software, dedicated to risk/profits management. SAFRAM's design encompasses every specificity of Structured Finance. Its modules are available for ship, aircraft, real-estate, project finance and LBO/Corporate, while the core of the software provides the commonality bewteen locations or 'Business Units'. The flexibility of our solutions, using reliable and proven technology, will allow a smooth integration into existing organisational structure.

DEDICATED TO STRUCTURED FINANCE		VALUE YOUR RISK
Whether for asset or cash-flow based activities, SAFRAM will integrate the specific security package and credit structures, as well as the specific information related to your transactions (covenants, waivers, business plans ...).		SAFRAM has been developed to address economic and regulatory issues for Specialized Lending. In that respect, its core feature is to determine risks (and profits) for complex financing structures to precisely allocate guarantee proceeds to individual credits. From initial gross exposures, we therefore determine net risks (net of Export Credit, net of Asset Value, corporate guarantees …).

SCALABILITY AND FLEXIBILITY		MORE THAN A RISK MANAGEMENT SOFTWARE
Our open architecture facilitates the integration to your IT system , and allows specific developments of interfaces and functionalities according to your requirements.		Our reporting tools will assist you to optimise your commercial strategy and simplify your day-to-day operations (credit committee documents, information storage...).